diff --git a/erpnext/accounts/doctype/loyalty_program/loyalty_program.py b/erpnext/accounts/doctype/loyalty_program/loyalty_program.py
index e9870af18c8..17b18c17f23 100644
--- a/erpnext/accounts/doctype/loyalty_program/loyalty_program.py
+++ b/erpnext/accounts/doctype/loyalty_program/loyalty_program.py
@@ -178,8 +178,9 @@ def validate_loyalty_points(ref_doc, points_to_redeem):
 
 		loyalty_amount = flt(points_to_redeem * loyalty_program_details.conversion_factor)
 
-		if loyalty_amount > ref_doc.rounded_total:
-			frappe.throw(_("You can't redeem Loyalty Points having more value than the Rounded Total."))
+		total_amount = ref_doc.grand_total if ref_doc.is_rounded_total_disabled() else ref_doc.rounded_total
+		if loyalty_amount > total_amount:
+			frappe.throw(_("You can't redeem Loyalty Points having more value than the Total Amount."))
 
 		if not ref_doc.loyalty_amount and ref_doc.loyalty_amount != loyalty_amount:
 			ref_doc.loyalty_amount = loyalty_amount