v1.91.9.0 feat: test value bar in plan-eng-review, review, qa and ship, plus /test-audit (#2998)

qa-only/SKILL.md.tmpl

@@ -155,6 +155,10 @@ Preserve the initial charters under **Charters** after that metadata, before fin
 - **Functional:** `templates/functional-report-template.md`: native tools/runtime,
   fixture ownership, contracts, findings, discoveries/proposed tests and cleanup.
 
+Each proposed test carries a value card; propose it only when it passes this bar:
+
+{{TEST_VALUE_BAR:qa}}
+
 Nest remaining headings per surface, without duplicating the shared title or metadata.
 Preserve surface-specific scope, timing and coverage limits.
 Browser scores apply only to browser coverage; never combine them with functional